Purchasing Pet Insurance For Older Dogs
Age matters when considering pet insurance for older dogs.
Helpful Tips When Considering Pet Insurance: Although pet insurance might not be for every dog owner, with the rising cost of vet care, it's definitely worth looking into. Age/Breed Matter Although there are several different companies that offer pet insurance, most have a cut off age for obtaining coverage for your best friend. This cut off age can also be different based upon breed and the reason for this is that certain breeds are predisposed to particular diseases. During our research, we found that it's best to purchase pet insurance before the age of five. Reason being, five is the cut off period for certain breeds, while other breeds including mixed breed are the age of eight or nine. If you have a dog above the age limit, you do still have an option. There is a company that accepts all animals at any age and it doesn't matter if the animal has an existing illness or not, providing your vet participates in the program. If your vet doesn't, you can always refer him. They offer coverage for a single pet for $99 annually or a family plan that covers four animals for $149 a year. Office exams, shots, dental, surgery: You receive 25% off of your bill right away at the vets office and there are no deductibles So if your pet is above the age limit for traditional pet insurance and budget is a concern, you can at least save 25% on your pets care.
Pet Insurance ReviewsThe following pet insurance carrier ratings are based upon the experiences from other pet owners on a scale between 1-10. These pet owners have rated these companies at
Pet Insurance Reviews.
Keep in mind that these ratings can change. The ratings that we are sharing with you were from February 1, 2008. Pet Insurance Companies
Hartville/ASPCA Rating of 5.5 (They do offer pet insurance for older dogs up to the age of 13)Embrace Rating of 9.26PetPlanUSA Rating of 9.81Pet First Healthcare Rating of 9.42VPI Rating of 4.91Pet Assure Rating of 8.69Pet Care Rating of 5.16Pets Best Rating of 7.48AKC Rating of 4.22
Ask QuestionsDo they offer pet insurance for older dogs and what is the age limit to enroll?Are hereditary diseases covered? Is there a dollar limit/time restriction?Ask if they cover pre-existing conditions (most don't)?What don't they cover (office exams, etc.)?Do they offer any discounts (eg: multiple pet, online enrollment, etc.)?If you don't already know, learn what diseases and illnesses are common within your dog's breed, even if your dog is a mixed breed.
Old Dog Care Guide - Links To More Pages
Is Your Dog Senile? There Is A New Medication Available.
Coping With The Loss Of A Loved Pet
Hip Dysplasia - Treating It Naturally
House Training An Older Dog
Return From Pet Insurance For Older Dogs To Our Home Page
Cat and Dog Health Insurance Resource - A brief online directory of pet insurance providers.

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